Quote:
Originally Posted by 1990C4S
Living like that leaves a lasting impression on you. I lived on almost no net income for ten years. I never take having spare money for granted.
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Absolutely.
Every six months my wife and I review our actual expenditures for the farm business and our household budget looking for savings, not because we need to but because I like to.
Saving $100 a month is $1200 a year after taxes.
I don't need the money, but I like the money since I remember when $100 bucks was a lot of money to me. A lot.
I spent a significant amount of time when I was in the Navy doing taxes and budget planning (no investment advice ever) for both officers and enlisted. Just the f'ing basics.
The level of financial illiteracy was incredible...95% male related. The women were great and on solid ground.