Quote:
Originally Posted by sugarwood
I'd like to hear more about this. Are you saying these people have to stop working forever so they don't lose the meager SSD benefit? Seems like a nasty trap to get stuck in.
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Most didn't work to begin with, which is why their eventual SSDI will be next to nothing. It's one thing if you have 20+ years of work under your belt, you've paid into the system for a while and then get disabled in a car accident. Your SSDI will be based on your highest earning years or quarters. I met a lady on SSDI who seemed otherwise normal and I never got out of her why she was on SSDI, but she was allowed to work a few hours a week as a Wal-Mart greeter and not lose her SSDI. She was one of the motivated one. The first appt I ever went on in this job, the place looked like a halfway house. The woman was HIV positive, which gets you a rubber stamped SSDI approval, no matter how able-bodied you might be. She was selling onesie cigarettes off her coffee table to supplement that income. I've met plenty of 50-something folks who were HIV positive, though undetectable, perfectly able-bodied and normal, but who got on SSDI as soon as they could and just do nothing but wallow in poverty.