Quote:
Originally Posted by Rick Lee
Wrote a very heathy 56 y/r female yesterday. She was a total ghetto rat, but I tend to get along with those folks in my work capacity. She was very enthusiastic. But she absolutely refused to go on automatic bank draft. I told her the next company I had that would take monthly direct payments by check or MO was $22/mo more than what I had originally quoted her. She was fine with it. This is why she's poor.
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Actually - having been poor while younger - I can understand that.
If you allow access to your account when it’s fluctuating around zero you can guarantee that $ will be pulled at the worse possible time and you’ll go negative it’ll be declined and you’ll get hit with a bunch of fees.
Better to pay a bit more and be able to control paying it when you know the $ is available. It may seem like it costs more but in the end you sleep better knowing you aren’t paying a ton of unexpected fees.