Quote:
Originally Posted by 1990C4S
The other thread got me thinking about life insurance and 'being ready'.
I own a sizeable life insurance policy on two people, a husband and wife, in a 'joint and last to die' policy. Enough dollars that I'm retiring on it...
Person #1 passed away ten years ago, person #2 is mid-80's now...maybe healthy, maybe not, it's unknown.
To collect, I will eventually need death certificates for both of them, at a minimum.
How does one get a death certificate? Assume the 'insured' is not co-operative...
Given the sizeable payout, what other hoops can the insurance company make me jump through?
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The insured is the person whose life you hold the policy on. Person #2 above. Do you mean next of kin/executor/executrix is hostile? The insured would be dead at the time the cert is need so doesn't matter if they are hostile or not.
I am sure every state si different but in NJ you simply request from the state. The funeral home typically requests the document as part of the service but you can get it if needed. You may need to compete a form stating need and purpose and have it notarized as I did for a death certifciate in California.