[1990C4S]

Just to be less cryptic: this a policy I purchased on a business partner, with the idea being he dies, I use the proceeds to purchase his shares.

Because he was not healthy at the time, I had to buy a 'joint and last to die' policy on him and his wife.

He died a long time ago, his wife was hostile afterwards, and went out of her way to make my life hell. So it was obvious we could not work together. The business assets were split the way she wanted; I took the real estate, she took the operating company.

Flash forward fifteen years, the business is worthless, the real estate is worth five times what I paid, and guess who's not happy.

So now, in preparation for payment some time down the road, I need the death certificate for the husband (which she will never give me), and then at some happy time, I need her death certificate as well.

The life insurance is sort of the icing on the cake, she lost millions on the business deal, she signed off on the life insurance, and now she knows I have another payday coming.

Revenge is sweet. I am retiring the day she dies.