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I just played this out with my policy today. Jaguar e-type valuations are going up and I had my car rated below the current numbers. I added an additional $60,000 worth of value to the one car & that equated to a $300 a year bump in my whole policy premium.
I thought about it for a bit... Then reality set in. $300 more for that much more agreed value? Its simple math even if it is paid for years & years. I want to be made whole if it is ever a total loss.
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