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I switched to a pay as you go monthly plan quite a few years ago. I had a typical plan like many. They gave me a phone and I could get upgrades or credits toward a new one every so often. I was in the throws of my custody battle and my ex was blowing up my phone every thirty seconds and running up my bill.
At the same time a friend was having personal issues and couldn't get a phone on a regular plan due to his credit. He had a monthly pay as you go phone. I asked what the difference was between his phone and service and mine? said nothing other than he bought his phoen out right and his phone was probably the last model and mine was the newest. Also if he didn't pay his monthly bill on time they cut off his service until he did. He had unlimited calls and texting was limited (this is about ten years ago). I think he paid $50.00 per month to my $250.00.
I decided to give his plan a try thinking what's the worst that can happen? I don't like it and I will switch back. I went to Boost bought a $100.00 phone and a $50.00 plan. It worked great. I had everything I had before and my same number. Boosts plan at that time was for every six on time payments the plan went down $5.00 per month until you hit $35.00 and that was where the plan stayed.
I used Boost for about a year and a half until they eliminated the pay down program. I then switched to Verizon for a bit and currently with AT&T. I buy a new phone when I want one generally the current Android they offer. I have never had an issue I can take my number with me to any plan at the end of any month phones when I want.
My current plan with AT&T is $40.00 per month unlimited calls and texting and data but I don't use the data.
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