[Rick Lee]

When I was in the mortgage biz, mortgages were hard to get for log homes. I got one approved for a bank customer for whom I'd previously written a lot loan. He has an 800 FICO, $500k in the bank, etc. It was all done but the closing - loan approval, commitment letter, draw schedule, etc. Builder asked me for a copy before he could start on the driveway. I faxed it over, he started on the driveway and the next day the VP of the bank called me and said "We don't do log home loans, you'll need to refer this one out." I protested that everything had been disclosed in the application, it was approved and heading to closing. He said, "Have nice day." Click.