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Never had a problem at discount tire but then I'm out there making sure they position jack correctly, lug nut torque, correct tire pressure. They generally do a good job but I'm there to step in. Definitely you gotta watch. I wouldn't sit in the reading room with a magazine and trust them to do it right. On my truck they let me use their grinder brush to remove rust from the wheel and apply some antirust primer that I brought before they mount the new tire.
I never buy the tire insurance. And then I get a screw in sidewall, etc, boo hoo. I go in for them to take a look. They then somehow are able to retroactively sell me the insurance and I get a new tire for $28. I think the whole experience is pretty sweet.
Costco tends to be cheaper but they're way more hardcore about counting pennies and not letting me into the bay.
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