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Approaching 63 I have similar questions. The problem is (in my mind), there’s no right answer. Until you know how long you’ll live, it’s just an educated guess. As a fiscally (too) conservative person, I’m about 50/50 between mutual funds of varying risk and cash. I know I’m missing out on gains, but have limited confidence in the markets. History has reliably proven me wrong though.
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Mike
“I wouldn’t want to live under the conditions a person could get used to”. -My paternal grandmother having immigrated to America shortly before WWll.
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