[TimT]

This is timely.. Next week I turn 61..and have been working for the same company for 38 years.. we are an employee owned company.. so I have an ESOP we do construction management, and specialize in Bridges/Highways....

My latest assignment takes me to one of the worst neighborhoods in NYC ( and I've worked in some crappy areas)... And since COVID.... so many more people are driving rather than use public transportation.. the commute is unbearable..

So the other day I had a sit down with my boss... And told him Jan 28th would be my last day...We had good long talk as we've know each other for 30 years... He told me we just won a new contract close to my home... about a years duration...

So I'm going to retire at 62....

Last Year my Esop grew almost 70K

Last year my 401K grew almost 205K

so just by showing up to work I can add potentially 275K to my nest egg, which is beside my salary for living expenses...

So it benefits me in the long run to work..

I'll run the number next year and decide..