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I use PayPay to buy some things from a random web site on occasion. It is real easy to punch in my paypal username and password, and the item is shipped. I DON'T want to set up yet another username and password on yet another site. My password list is long enough. I have often called their customer service and ordered on the phone to avoid making up another password for another account. PayPal charges to my credit card, done.
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Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
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