[Seahawk]

I have seen this from a lot of different angles.

We hire retired folks as 1099's all the time for short-term projects, needs. The talent pool of retired folks is really extraordinary: One of our 1099's owned his own company designing and making computer boards...he has so much practical knowledge it saved up tons of time and money.

The overall impression I get is that they really like the social interaction.

These folks also volunteer a lot as well. One is now the head of the Habitat for H in his county.

I also know folks who are very content in retirement/retirement.

It is like Marv wrote earlier: Everyone is different, don't be afraid to adjust post retirement and most of all, be honest with yourself.