[surflvr911sc]

I really like my insurance company, been w/ them since I started driving but I know that if anything happen to my car I’d end up going straight to arbitration due to everything that has been done to it. I called about an agreed value policy and they transferred me the company that writes those policies for them. Here is my quote.

$25k replacement value
$100k liability
$1k med
$60k uninsured motorist C&C
$500 deductible
2500 miles a year- I could live w/ 5k but 2500 isn’t much
Can’t drive it to work- ever!
$411.80 per year

I have much better coverage now but I think I would be luck to get $10k replacement value. Should I just stick w/ my current policy and if something happens fight for all I can, buy the car back, and repair it or use the parts? Should I go looking for another company to insure it through? Having the car stolen would be the only way I would be completely screwed, but that’s not likely considering the way I am w/ it.

What are your thoughts/experiences.