[rfuerst911sc]

My wife has been on " traditional " Medicare for about 6 months . She has a supplemental plan via Mutual of Omaha . So far all doctors appointments along with vision and dental have been no charge . Having said that she goes to physical therapy and none of that is covered .

My brother in NY has the Medicare " managed plan " . My understanding is his entire health benefit payout goes to the managed care network/provider I guess similar to an HMO . He says he likes it and has had no issues . But like an HMO you have to go to someone in network which could be an issue if you travel.

I have to make my decision later this year and still not sure which path I will take . I am curious to see what others have to say .