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My understanding is medicare starts the month you turn 65. It is not dependent on when you draw your SS. One of the reasons many men wait to draw SS at full retirement is if you die, your wife will have a higher monthly income. If we can wait, I will. My wife is a few years older and took hers at 62.
I'd encourage anyone approaching medicare sign up age to see an insurance broker who specializes in it. The choices are state dependent and confusing. Their services are free and the good ones are worth spending a few hours with to pick the right supplements/drug plans and get you signed up.
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Jerry
1983 911 SC/Carrera Franken car, 1974 914 Bumblebee, 1970 914-4, 1999 323ti
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