Quote:
Originally Posted by jhynesrockmtn
My understanding is medicare starts the month you turn 65. It is not dependent on when you draw your SS. One of the reasons many men wait to draw SS at full retirement is if you die, your wife will have a higher monthly income. If we can wait, I will. My wife is a few years older and took hers at 62.
I'd encourage anyone approaching medicare sign up age to see an insurance broker who specializes in it. The choices are state dependent and confusing. Their services are free and the good ones are worth spending a few hours with to pick the right supplements/drug plans and get you signed up.
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I am lucky, my wife was the HR director for her job at a local university for many years. She learned about all there is to know about retirement and insurance over many seminars she attended. She kept showing me insurance plans for me to loo at. I told her, you are the pro at this, you decide. I will take care of all the photography needs we have, you do the insurance stuff. She "lets" me mow the yard, and take out the trash as well!
