[Rick Lee]

My second appt yesterday was with a very nice 76 yr old woman in a somewhat ghetto apt complex. Her place was spotless and she was on speaker phone hold with TitleMax when I got there. She owes $3k to them on a title loan for a car that was totaled with no insurance over a year ago. TitleMax wants her to pay $400/mo and she can only afford $100. I told her to walk. What are they gonna do? She has no car now, no assets, lives in SS only and is basically judgment proof. I figure TitleMax made their money back on her long ago. Not like her credit rating is gonna matter too much at age 76 with no job to drive to, no need for a car, living in Section 8 housing, etc.