Quote:
Originally Posted by Rick Lee
While a long distance landlord in AZ, the owner of neighboring condo to my rental in VA called to say there was a slight drip in his ceiling, likely coming from my unit. I immediately called a plumber and he found the leak was coming from my shower drain, fixed it. No way I could have known about it before being told by the neighbor. And I addressed it immediately. I could not find a contractor to go out there to patch up the drywall for such a small job and I live 2000 miles away. Neighbor starts the lawsuit threats, so I hand it off to USAA. They said it's on him because I was not negligent. To be a good neighbor, I still got it repaired and way overpaid for it. But I'd have been within the law to tell him to pound sand.
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Sort of right. First you stated this is a condo so the drain may be owned by the association so correct you would not be liable.
If however the line to
your toilet after it left the floor ruptured or
your hot heater heater failed. You would not be "negligent" but would be responsible for the damage to the other unit. In that case your condo unit insurance would have paid under the liability portion of your policy.
In my example where you would be liable for the damage it would still have been the best course for the damaged unit to turn the claim into their carrier for repairs and then the carrier subrogate against your policy or in the first case the drain the association carrier.