[rattlsnak]

My GFs daughter got hit by another car, (he was ticketed) but he only had $25K worth of insurance, which is the lowest legal limit in Ga. At first his insurance wanted to fix it so it went to a body shop for repairs a day or so afterwards @Dec 15th... Due to the unavailability of parts, the insurance company finally decided to total it. They said we would normally give you @18K for it but we have to pay the body shop for their tear down time and for the rental car that you have been in for 4 months so that only leaves @$11k for you.. they said if you want more, you'll have to go after them personally..

That's complete BS!

Sure seems like they should have to pay the total out first?? Why do they get to prioritize who gets paid first and put her last? Any laws on this matter?? They should pay us and then go after their client for the rest?? UGH!

What can she do? Get attorneys involved? I mean if they wouldn't have waited so long to decide to total it, then none of tis would be an issue either!!

(and hate to think if they would have hit a super expensive car!!