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Just refinanced w/ my credit union (and pulled out a bunch for needed repairs and updates). All done online except actual signing and notarizing of 4 documents, took about 15 minutes sitting with the teller I've been doing business with for 20 years... from initial phone call to say "hey Eva, I wanna do this... " to closing was 3 and a half weeks, which included a week when one of the people involved was on vacation
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