^^^^ Sometime back, I suggested "they" might want to use my CU. As of yesterday... RM's rates, origination fees, etc. are significantly higher (... anywhere from .5-1.25), so I'm not impressed with their "choich"

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I didn't get a "warm fuzzy feeling" talking to the RM rep either.... but that's their call. When a rep tells ya that lower interest rates "don't matter as much" when asked .... well there ya go...
I may not know RE... but I do know basic maf