[masraum]

Originally Posted by GH85Carrera

OK, no politics and we all know gas prices are insane. That is not what this thread is about.

For the last 30+ years or so I have just swiped my card at the pump, and filled my tank.
Never a problem doing that and I don't have to go inside, and stand in line to pay for gas.

Yesterday I stopped at large gas station, a Phillips 66 with 20 or more pumps. Insert card, my CREDIT card, not a debit card. It reads the chip, and asks for my zip code. I punch in that, and then is asks for my pin. WTF, full stop. I pulled out my credit card, said cancel and drove to another gas station and filled up as normal.

No way no how am I giving a gas station, and Phillips 66 the pin to my credit card. I do know it, and it gives me access to cash at an ATM. I don't think I have gotten a cash advance from a credit card in 40 years. I have a debit card for that.

Anyway my real question, do you ever have to enter a pin after the zip code for a CREDIT card purchase? I have run mega thousands of dollars through my account in the long years I have had it. Never before has any vendor asked for my pin for a credit card purchase.

I have purchased items in 45+ states and in foreign countries. On line and in person. No one has ever asked for my pin. Is this new or just something funny?

If it's a card with a chip, then there should be a PIN that goes with it. In EU, I believe they've been using the PIN for years. The requirement for the PIN is added security, like two factor authentication for websites.

IE, your card gets stolen, but then the thief can't use your card if they don't have the PIN.

Everything that I've heard for the chip based cards is that we are behind Europe in security for credit cards. It sounds like you found a station that's catching up and you don't like the extra security.

Of course, skimmers negate the added security of a PIN, much like the whole zip code thing.