[masraum]

Originally Posted by GH85Carrera

My card company will text me if they think it might be iffy. If I text back OK, it will go through on unusual purchases. One gas station in the boonies once had a business name that was something the owner thought was funny. I don't remember what it was, but I texted back OK, and it went through.

I will not give out my PIN for a purchase. The card of course has the security chip.

You may have to start. Keep in mind these are called "chip and PIN" cards and the PIN is there for a reason. It's intended to be used during a purchase to make them more secure. If you get a PIN, and never use it, then what's the point? I believe the issue is that the US cc infrastructure wasn't setup to use it, and there was a (many year) grace period where the PIN wasn't required. I'm guessing the end of that grace period is either ending, or some of the companies have decided that the upgrade is less costly than issues from fraudulent charges.