[masraum]

Originally Posted by pete3799

It used to be I had to enter my zip (never been asked for a pin).
Lately i just push the card in and no zip required.
For the record i don't even know if i have a pin#. Have had the same card (account) since 1984.
Never have used an ATM or gotten a cash advance.

I don't think you've had the same card since 1984. I suspect you get new cards every 3-5 years, and at some point, your new cards started including a chip in the card.

You may have received a PIN when you got the card, or you may have been directed to go to a website to create a PIN. I can't remember if I've got one or need to create one myself because it has never been required, but it sounds like that time is coming.

A PIN to get cash and a PIN for "EMV" or "Chip and PIN" may be the same digits, but are actually for different purposes, and in some cards they could be different (probably usually the same).