[Rick Lee]

Come do a ride along with me one day. I sell final expense life insurance.

First appt. today, the guy no-showed. His wife said he had to walk to his car insurance company to settle the claim for his car theft. Thieves broke into their hovel, held them at gunpoint and took the keys and drove off. He had GAP insurance and it paid. She showed me the scars from the ligatures.

Second appt. was for the guy in hospice, 57 yrs old, diabetic, kidney failure, congestive heart failure.

Third appt. with a 72 y/o woman I had met two yrs ago and couldn't close. She has SEVEN life insurance policies and wanted to see if I could consolidate them for her. Yup, I could make it two policies for the same coverage, save her $109/mo and get her $4100 cash back. Could. Not. Close. Her. Since I first met her, she'd gone on insulin, has a cyst on a kidney and has early onset of dementia.

Last appt. was in a senior living ghetto complex in downtown Phoenix. You would not believe the horror stories I saw walking through there. People waiting to die and trying their best to make happen asap.