[masraum]

I would expect there to be a requirement for a renter to have renter's ins. We rented an apt for 7 years. We had to show proof of renters ins every year. If we didn't, the apt would get us their ins and tack it onto our monthly rent.

I have no knowledge, but I would expect the renter's ins to cover that sort of thing. But I suspect whether the landlord could be targeted would depend upon the laws of the state.

Kind of like the recent issue where the guy that worked for the dealer ran over a mechanic, so the owner of the car is being sued because the dealership can't be directly sued.