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I'd suggest you have to decide how often, when and where you want to drive your 996 when it comes to choosing a regular policy or a collector car policy. I drove my SC for the first 8 years with a regular policy liability and uninsured motorists only. Never really worried about driving it anywhere. Then as values really went on the uptick I rethought that plan and went with a collector car policy with agreed value.
Can't drive it to work.
Can't drive it to run errands.
Only "pleasure drives" allowed.
Limited to X miles.
I think I drove the SC once in the 2 years of the pandemic, for about 10 miles one "pleasurable" afternoon. Nowadays it sits in my dark garage on tires that have "timed out". I've played right into my insurer's hand. Their "risk" with me is pretty much nil at this point.
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