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I don't consider myself rich, but I have zero personal debt, same for my wife. We paid off our house years ago. My credit cards is set up to automatically pay the full statement balance, so I have not paid one penny in interest in more years than I remember. When we bought the 2017 Macan, it was with a check, paid in full.
I do have a loan for my business airplane, but it is way over 1/2 way paid for, and it is going up in value, and it is earning the money to pay for itself and all the maintenance. It does not start unless it is for a paying job earning income.
I could get into speculating on cars, but I just don't want to. I have my two toys, and my wife loves her Macan, and it has depreciated very little.
I will leave my money in the investments that keep earning me money and I don't have to do a thing. I really can't see a bubble bursting in old air cooled Porsches. I do have to keep raising my insurance agreed value policy limits. That is a good thing for a car I paid off in the last millennium and has tripled in value since.
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Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
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