[juanbenae]

spoke with my agent about the significant rise in prices the last few years and he said this-

*distracted drivers with phones and screens in the dash as big as my TV.
*distracted drivers when they get in an accident they often never touch the brakes, or waaay too late resulting higher accident speeds.
*cars build with crumple zones, airbags and with the leaps in technology they are much, much more $$ to repair. or are totaled and fixed poorly on the cheap.

other things like theft, vandalism or catalytic converter theft which is out of control in some areas are a factor too, but not like the impact on what i mention above.