OK, I admit great ignorance in SS. I thought SSI was Social Security income. Doh!
All I really know is dad said his military retirement came to in the form of Social Security checks. Back in 1978 when he retired it was likely a paper check. I know he changed to electronic deposit long ago.
I figured SS would be broke by the time I was old enough to draw it. I did start my own retirement savings many years back. The other good thing for me is my wife was a HR director at a local University. She knows all the insurance, Medicare, and SS laws and requirements. I just have her tell me what I should do, as she is a pro at it. I take care of all the household photo needs.