[Rick Lee]

The perfect example of these people's mindset is the sheer number of Dollar General and Family Dollar stores in poor areas. Even though the stuff in those stores is dirt cheap, the unit cost is many times higher than if you bought in bulk somewhere else. I will buy the largest amount of paper towels I can buy at Costco and it will last me eight months. Ok, it costs $18 for 36 rolls. But go to a dollar store and pay $1/per roll and go there every other week for a new roll. That's how these folks "roll." And don't even get me started on the CarShield warranties they buy. I've seen plenty of these dirt poor folks paying north of $140/mo for it and their car isn't worth what they've paid into the warranty.