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masraum masraum is online now
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Join Date: Oct 2001
Location: Central TX west of Houston
Posts: 56,833
It depends upon your situation.

Pay off debt or put in investments seem like the two most obvious solutions. Lump sums are infrequent, so when you get one sticking it into investments (low cost equity index funds) is a good solution. If you've got debt, then paying off the debt (unless it's a super low interest rate home loan) is good. And even paying off a super low interest rate home loan isn't a bad idea. If you pay off debt which should lead to having more money each month, don't then decide to spend that money. Instead, keep your expenses the same and save the extra money.

That's my 2¢.
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'08 Boxster RS60 Spyder #0099/1960
- never named a car before, but this is Charlotte.
'88 targa SOLD 2004 - gone but not forgotten
Old 12-08-2022, 08:58 AM
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