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Join Date: Nov 2003
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Quote:
Originally Posted by masraum View Post
It depends upon your situation.

Pay off debt or put in investments seem like the two most obvious solutions. Lump sums are infrequent, so when you get one sticking it into investments (low cost equity index funds) is a good solution. If you've got debt, then paying off the debt (unless it's a super low interest rate home loan) is good. And even paying off a super low interest rate home loan isn't a bad idea. If you pay off debt which should lead to having more money each month, don't then decide to spend that money. Instead, keep your expenses the same and save the extra money.

That's my 2¢.


Being debt free has been a better investment than any investment I’ve ever had.

Other than that, how old are you. Maybe time to pursue a dream. Learn to fly. Travel, take a year off and write the novel.
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Old 12-08-2022, 11:28 AM
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