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I suspect the $75K would be the proceeds from a vintage Porsche.
I was just laddering CDs today at 3.85% APY. Not as good as IBonds, but easy to cash out if something better comes along (and no real limit). One can receive the interest monthly or let it remain with the investment. Like Ibonds, you can do it all online.
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74 Targa 3.0, 89 Carrera, 04 Cayenne Turbo
http://www.pelicanparts.com/gallery/fintstone/
"The problem with socialism is that you eventually run out of other people's money"
Some are born free. Some have freedom thrust upon them. Others simply surrender
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