[rwest]

I’m getting close to retirement at 55 and will take a big hit on my pensions for going early, but I don’t care as I want to still be healthy and able to be active on my bicycle and cross country skis.

Since money will be tight, I won’t be able to travel the world or buy lots of stuff. I have stocked up on plastic car model kits and jigsaw puzzles to do in the cold months in MN when I’m not tinkering on my car, doing home improvements or working in my woodshop.

I think all of my activities should help keep my mind working at near peak ( my peak!)