[LWJ]

So I sell commercial insurance. We can cover parts no problem in commercial. I am NOT a personal lines expert. I would ask if you can have the parts covered as personal property. Which, is exactly what they are. There may very well be an auto parts exclusion on the SF policy. No idea.

If so, call other carriers. I have a policy with a direct writer on a property I own. It has a feature (that I will not publish) that all my carriers exclude. This direct writer did not ask about said feature or exclude it. YMMV. I find the curious researcher can solve problems. Good luck!