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What people often miss is that it is not just speed that is important (as long as it is "good enough" and you do not download/upload huge amounts of data), but latency too.
I measured my "loaded" latency by pegging my Gbit line and ping latency went from 10ms to "all over the place". When I fitted proper router with SQM shaper I could have almost constant latency no matter how hard I loaded the line. I figured I could live happily with 100Mbit (Netflix, Zoom, Teams, Youtube included) as long as i had proper QoS shaper.
But of course, ISP will gladly sell you faster/more expensive subscription than equip you with gateway powerful enough to enforce queueing.
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Thank you for your time,
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