Been researching this topic the last few days, and it's eye opening just how ****ing impulsive, fiscally illiterate and crazy the average Merican is when it comes to buying new cars.
I thought being a gearhead I was bad, but wow. Buying over sticker, financing over sticker, over and over again. WTF
PS if you want some good loan stories, read here:
https://www.reddit.com/r/askcarsales/comments/oyuqrh/whats_the_worst_loan_you_have_ever_seen/
rjp