[NY65912]

My elementary school had a savings program with a local bank. I started in the first grade, (1961) saving birthday, holiday, etc. money. A dime here a nickel here sometimes just a few pennies, but every week I deposited something in the little envelope, saw the deposit stamp and watched the $ grow.

I bought my first blue-chip stock at 13 with money from my confirmation. It was Brooklyn Union Gas co, a utility that paid a great dividend quarterly.

I have never lived large, not for a lack of funds it just isn't me.

I'm getting ready to retire soon and am now starting to think about retirement finances.

I'm 100% debt free. I will be living off of SS, a old union pension, rental income and interest on investments. I doubt I will ever have to touch the principle. I hope to leave a nice nest egg to my kids and grandkids.

I love me compound interest.