[masraum]

Are the regular charges less than they'd be if they weren't concierge?
Or are you still paying the full amount for services, except that now, the Dr hasn't accepted the Ins co terms of service to be "in network" that says "you can't charge more than $X for service ABC123." So now the Dr knows that because you paid $1500, you'll go and pay no matter what they charge.

You'd think it might be a way to simplify things, but it also sounds like a good way to get doubly screwed. There would have to be very clearly spelled out specifics.

And if you go to the Dr and you have to get bloodwork or an X-ray or MRI, well, that gets sent somewhere else or done by someone else, so even if you're getting better prices from the Dr, do you get screwed by the cost from those other people (that insurance would probably cover at least partially).