[fintstone]

My wife has joined a concierge practice for her care. It costs a couple hundred a month. She did so because her family practice doctor changed to this type practice and it was the only way she could stay with him (and she did not want to change). It is more like a "membership charge than anything as it does not reduce any of her costs for care otherwise and insurance will not pay for any of that portion. She has BCBS, Tricare, and Medicare...so over insured already (plus our daughter is a family practice doctor).

So far, there seems no real advantage (other than not having to change doctors). She has appointments as before and they cost the same. He allots a little more time...but she does not need it.