I see plenty of whiners who, I believe, are directing their complaints toward relatively efficient organizations they are told to hate. Government. Justice agencies. USPS. A motorcycle chain and sprocket was received by USPS in Minnesota on Monday, and delivered to a local Washington State post office last night to be delivered to me today. One day, from Minnesota to Washington State. I digress.
I think everyone hates insurance companies, and folks should complain about them more than they do. They are happy to receive our premium payments, and then provide disappointing service at claim time. It is a rare insurance company that would pay to bring your damaged 911 back to anywhere near its pre-collision condition.
Fred, if you are going to self-insure a $10K loss, and just eat that cost, then I wonder why you have insurance at all. What amount of damage would cause you to file a claim? I think you file a claim now, but I also do not have all the information. For example, if you pay $1K/month premiums and the policy is for seven figures, then $10K starts looking like a smaller number.
All my sensitive devices are powered through one of these gadgets. It plugs into the wall. Rated to 15 Amps. In the event of a power failure, a breaker is tripped in 25/1000ths of a second. It must then be manually reset. I leave those breakers open until the storm is past and the lights are no longer flickering. About $20.
