[masraum]

I'd have passed. It's probably less about the ability to screw you and more about the new IRS/tax rules. If someone is hard and fast on "must do it this way" and that way is a cheat/sidestep, then that's a flag for me. Unless I'm really desperate and that's the only source, I'd pass.

I think the folks that are forcing F&F but are selling a bunch of stuff, I think they're going to have a rude awakening. I think Paypal is going to end up flagging folks that surpass a threshold for F&F.