Does he have a job? If so, first thing I'd suggest is that he open a good ROTH IRA...but this is probably useless advice. And there is a max amount you are allowed to put in each year, I could be wrong, but I think it's $3K...then there is the choice of which investment vehicle to place this IRA in. But, like I said, 19 years old? 180K still left? The money sharks are circling as I type. He's dead meat...one thin prayer of hope is that he take a community college course on money management, but even those are only as good as whoever teaches it, and that's usually a retired banker...On the other hand, he could spend it on booze, a fast car, drugs, and fast women. If anything's left after that, he could just blow it...
