|
From what I recall seeing, I think the highest Tier 1 requirement I've seen is 780. Scores go to 900 now. You can pull one of each bureau once a year through the bureaus themselves at annualcreditreport.com . Look at all three bureaus- see if they still list the top 4 reasons your score isn't higher. It could be not enough open accounts- more often than not it's too many open accounts. The thinking is your score is highest when your credit usage is 5% of the limit, but that info is a secret, like what triggers an audit on your tax return.
The balances on your accounts are the balances on your monthly statements. If they're too high, pay them down a few days before the statement date.
Inquiries run down your score a bit.
__________________
Good post? Leave a tip!
O - $1
O - $2
O - $3
|