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Still Doin Time
Join Date: Nov 2004
Location: Nokesville, Va.
Posts: 8,225
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Your score is roughly divided into 1/3's: 1) length of time having credit. 2) length of time with on-time payments to those accounts 3) balance on those lines VS limit. Then there's deductions for inactivity on open lines of revolving credit, inquiries from creditors with ( possible) new lines of credit, cancelation of existing lines of credit, reduction in limit on revolving lines credit.
If you're looking to increase your score quickly, ask all your creditors to increase your limit which immediately positively impacts #3 above.
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'15 Dodge - 'Dango R/T Hauls groceries and Kinda Hauls *ss
'07 Jeep SRT-8 - Hauls groceries and Hauls *ss Sold
'85 Guards Red Targa - Almost finished after 17 years
'95 Road King w/117ci - No time to ride, see above
'77 Sportster Pro-Street Drag Bike w/93ci - Sold
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