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I've supposedly got 'good' credit but haven't played the game and probably won't until the latest JetStream is released(j/k).
Not a financier here but this is my understanding.
Increase- Buy something on credit interest and pay it off in regular installments without being late. Supposedly the higher balance carried the better. Have multiple loans but no greater than 1/3 allowed credit. Show them doggy can jump through the hoops.
Decrease- Every time a company does a credit check it counts as a hit and lowers score. Anyone can run a report and there is nothing to stop them.
IDK. The rules are opaque but they should not be.
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Meanwhile other things are still happening.
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