[Soterik]

Ok, so no banks (except owner occupied sba)... but credit unions, cmbs (well those are banks...),... fannie, freddie, lifecos. There's private debt, but those guys can also buy treasuries and not worry.

Are you trying to buy something? You should talk to my wife (you did once before, but it was a long time ago...). She's with Marcus & Millichap now (on the debt side). How do you think I get my cars...??