[Mike80911]

As I explained I already did most of the upgrades and I use gas for heating ,cooking, pool heat, and hot water. I am trying to educate myself that is why I asked the question.
There have been many helpful replies and I appreciate all. as for net metering this is from coneds website
Residential net metering on units less than 50kW (most residential units are less than 20kW) is available through ConEdison’s net metering program. When a customer exports or sends back more energy to the grid than used in a given month, they receive credits valued at the retail price of electricity solar ‘bank’. Net metering credits are rolled over and used to offset usage in months when a customer uses more energy than they generate.

At the end of the year, the remaining solar credits in the ‘bank’ are paid out at the “avoided cost rate.” Avoided cost rate is determined by the average wholesale price for the year increased by 6.6% multiplied by the total number of credits.

For small general units (SC-2) not for residential use along with net metering for solar panel systems for multiple dwellings (SC-8) and general large units (SC-9) not for residential use, there is no annual reconciliation or cashing out of the solar ‘bank’.

For SC-2 customers, net metering credits are applied to future usage. For SC-8 and SC-9 customers, when exports exceed imports for a given month the energy charges are zero and the excess energy is converted to dollars and applied against remaining billing items such as demand charges. Any remaining credits are applied to the next month’s bill as kWh credits.